- Cohabitation (sambo) is a legal status for couples living together in a relationship without being married
- It gives limited legal protection, mainly for the shared home and household goods
- It does not give automatic inheritance, tax benefits, or residency rights
- A sambo agreement is strongly recommended for internationals
Many international couples here live together without marrying. Swedish law recognises this as sambo — but the legal protection is much narrower than marriage.
Understanding what sambo does and does not protect is essential, especially if you are moving countries, buying a home, or relying on a partner’s residency status.
You are considered sambo if you:
- live together permanently
- are in a romantic relationship
- share a household and daily life
There is no registration process. Your status is based on how you live.
So if you moved to Sweden on a work permit and moved in with your partner, you could be considered sambo even without paperwork if you live together long-term and share expenses.
what the sambo law actually covers
Swedish Sambolagen mainly protects shared housing and household goods.
If a couple separates, the law can divide:
- the shared home bought for living together
- furniture and household items bought for shared use
It does not cover:
- savings
- cars
- investments
- businesses
- property owned before moving in together
This surprises many internationals.
sambo agreement (samboavtal)
Couples can write a sambo agreement to decide how property should be divided.
Typical reasons to create one:
- 1 partner owns the apartment
- 1 partner pays more toward the home
- 1 partner moves countries to live together
You can write your own agreement, but legal help is recommended.
This is the biggest shock for expats:
Sambo partners do not inherit automatically.
If your partner dies:
- you may not inherit anything
- the home may go to children or relatives
To protect each other, couples usually create:
- a will
- life insurance
- a sambo agreement
residency and migration implications
Sambo status can be used for family reunification, but it is harder than marriage.
Migrationsverket typically requires proof of:
- a serious relationship
- shared housing plans
- ability to financially support the partner
Marriage is generally simpler for immigration cases.
So if you were under TPD for example, and living with your partner, you could live together legally, but sambo status alone would not guarantee your long-term residency rights.
registering your address together
Living together should be registered with the Skatteverket.
This helps prove:
- your relationship
- shared household
- eligibility for benefits
Address registration is often used as evidence in legal and migration cases.
property rights
- Sambo: only the shared home and household items may be divided if purchased for shared use
- Marriage: most assets are considered marital property and may be divided
inheritance
- Sambo: no automatic inheritance rights. A will is strongly recommended
- Marriage: spouses automatically inherit from each other
residency & migration
- Sambo: can support residency applications, but requirements are usually stricter and evidence must be stronger
- Marriage: generally provides stronger grounds for family reunification
financial responsibility
- Sambo: partners are financially independent
- Marriage: spouses share greater financial responsibility
legal protection if relationship ends
- Sambo: limited protection unless you have a sambo agreement
- Marriage: stronger legal framework for division of assets and support
real-world sambo example
If I were a sambo who moved to Sweden for love, and my partner owned the apartment and we separated after 3 years, I might leave with no claim to the property unless we had a sambo agreement. With a written agreement, we could pre-decide how costs and ownership would be handled.
- Sambo is based on how you live, not paperwork
- Only the shared home and household goods are protected by default
- Sambo partners do not inherit automatically
- Agreements and wills are strongly recommended for internationals
This article is for general informational purposes only and does not constitute legal or financial advice.
do we need to register as sambo?
No. There is no official registration. Your living situation determines your status.
is sambo the same as common-law marriage?
Not really. Swedish sambo law is much more limited than many countries’ common-law marriage.
can my partner get a residence permit through sambo?
Yes, but it usually requires strong proof of the relationship and financial stability.
who gets the apartment if we break up?
The home bought for living together can be divided — even if only one person paid — unless you signed a sambo agreement.
should we write a will?
Yes. Without a will, sambo partners do not inherit from each other.
